Payment Processing — Built Different

Payments
at Turbo
Speed

Real support. Real people. Real results.
We're not just another processor — we're your partner in growth. Get your personalized rate instantly and a real person will be in touch within 24 hours.

24hr
Response time
0%
Hidden fees
1:1
Dedicated support
Industries We Serve

Built For
Your Business

From Main Street retail to high-volume e-commerce, we know your industry and speak your language.

🏪

Retail

Countertop terminals, mobile readers, and inventory integrations — everything a brick-and-mortar needs to run smoothly.

🍽️

Restaurants

Tableside payments, tip adjustments, and POS integrations that keep the line moving and your guests happy.

🛒

E-Commerce

Secure gateway integrations, recurring billing, and fraud protection for online stores of every size.

🔧

Service Businesses

Contractors, consultants, and service pros who need flexible payment options including invoicing and virtual terminals.

Why Turbo Merchant

The Difference
Is Personal

01

A Real Person Answers

When you call or text, you reach your dedicated rep — not a call center script. We know your account, your volume, and your business.

02

Transparent Pricing

No bait-and-switch rates. No surprises. We walk you through every line of your statement before you sign anything.

03

Fast Approvals

Apply online, get approved, and start accepting payments — often within the same business day. No waiting around.

04

Month-to-Month Terms

No long-term contracts, no early termination fees. We earn your business every single month.

05

Local Ownership Energy

We're a small business supporting small businesses. We move fast and actually care about your bottom line.

"Your processor should
work for you."

Most processors are faceless corporations. Turbo Merchant is different — you get a dedicated account manager who knows your business by name, not by merchant ID number.

TM
Turbo Merchant Team
Your Payment Processing Partner
Pricing

Three Ways
to Save

Tell us your volume and we'll instantly show you which program fits your business — and exactly what you'll pay.

Flat Rate

Simple & predictable

2.75%

Per transaction — all card types, no monthly fee

  • One simple rate — no surprises
  • No monthly fee
  • All card types accepted
  • Best for lower volume merchants
  • Next business day funding
Get My Rate

Cash Discount

Pass the fee to card users

~$0

Net cost to merchant — card users pay a 4% service fee

  • Card customers pay a 4% service fee
  • Cash customers get a discount
  • Near-zero processing cost to you
  • Popular with restaurants & services
  • Compliant signage provided
  • Next business day funding
Get My Rate
What Merchants Say

Real Talk From
Real Merchants

★★★★★

"Switched from a big national processor and immediately saved over $200 a month. My rep walked me through everything — I actually understand my statement now."

MK
Mike K.
Hardware Store Owner, Ohio
★★★★★

"Setup was incredibly fast. Applied in the morning and was running cards by the next business day. Exactly what they promised."

SR
Sarah R.
Restaurant Owner, Pennsylvania
★★★★★

"I've had three processors in five years and Turbo Merchant is the first one where I actually feel like they know who I am. That means everything to a small business."

JD
James D.
Auto Detailing, Michigan

Got Questions?
We've Got Answers.

Most applications are approved within 24 hours. Simple, low-risk businesses are often approved the same day you apply.
No contracts, no ETF. We operate month-to-month because we believe in earning your business every single month.
We support Clover, Dejavoo, PAX, Authorize.net, NMI, and many more. Let us know what you're using and we'll make sure it's compatible or find you something better.
All merchants receive next business day funding. Funds are deposited directly into your business checking account.
With Cash Discount, your listed prices include a small service fee for card-paying customers. Customers who pay cash receive a discount equal to that fee. We provide compliant signage and handle the setup — your effective processing cost is near zero.
Yes. All information is submitted over TLS-encrypted connections and never stored in plain text.

Ready to Move
at Turbo Speed?

Get your personalized rate in 60 seconds — a real person will follow up within 24 hours.

Get My Rate Now

Find Your Rate
in 60 Seconds

Tell us about your business and we'll generate your personalized options instantly. A real person will follow up within 24 hours to get you set up.

1. Business
2. Contact
3. Your Rate
Business Information
Tell us a little about your business so we can find the right fit.
Contact Information
How should we reach you? A real person will follow up within 24 hours.
Your Rate
Enter your processing details and your personalized options will appear instantly below.
Average dollar amount per transaction

⚡ Your Personalized Options

Based on your volume and ticket size — select the program that interests you most.

Selected: — Est. monthly cost:

You're on the list!

Your rate quote has been sent to your inbox. A member of the Turbo Merchant team will reach out within 24 hours to answer any questions and get you set up.

Quote sent — check your inbox